Split Home Loans

At Credit Partner, we offer a versatile Split Home Loan that allows you to tailor your mortgage to fit your unique financial goals. With our Split Home Loan, you can divide your mortgage into two portions: one with a fixed interest rate and the other with a variable interest rate.

How It Works:

Fixed Interest Rate Portion: This part of your loan offers the security of consistent repayments over a set period. You won’t have to worry about fluctuations in interest rates, making it easier to budget and plan your finances.

Variable Interest Rate Portion: The other portion of your loan is tied to a variable interest rate, giving you the opportunity to benefit from potential interest rate reductions. This can lower your overall interest costs if rates fall, while still allowing you to pay off your loan more quickly if you choose to make extra repayments.

Why Choose a Split Home Loan?

Stability and Flexibility: You get the best of both worlds—the stability of fixed repayments and the flexibility to capitalize on variable rate benefits.

Customizable to Your Needs: Whether you prefer the predictability of fixed rates or want to take advantage of possible rate drops, our Split Home Loan can be tailored to suit your specific financial strategy.

Balanced Risk: By splitting your loan, you spread the risk between fixed and variable rates, providing a balanced approach to managing your mortgage in a changing economic environment.

At Credit Partner, we understand that everyone’s financial situation is different. That’s why our Split Home Loan is designed to offer you a customized solution that aligns with your needs and goals. Contact us today to learn more about how we can help you create the perfect mortgage plan.